Bringing Positive Options to Homeowners in Chaotic Times
While not discounting the challenges facing American homeowners today of falling home values, layoffs, tightening credit, etc. there is GOOD NEWS to take advantage of which could help increase your savings & reduce your debt.
Our team of refinance specialists focus on helping you use unique mortgage strategies and programs to increase your savings and reduce your debt.
Our mortgage management programs have been featured in Money, Time, Kiplinger's, The Washington Post, New York Times, and others. We bring over 20 years of ethical mortgage lending and education to you.
Do you have the chance to lower your rate for little to No Cost? Mortgage rates have fallen to historically low levels. Even if you financed your loan earlier this year you may be able to lower your rate AGAIN for little to No Cost.
If you have a Conventional loan that is not "underwater," or an FHA or VA mortgage (no matter what the value) take 5 minutes to learn about your options. There is no obligation.
DO YOU HAVE A VA or FHA MORTGAGE ? VA and FHA mortgages currently have the benefit of averaging 1/4% LOWER interest rates than Conventional mortgages.
In addition HUD recently announced that homeowners with FHA mortgages which were insured by May 31, 2009 will have the ability to have SIGNIFICANTLY REDUCED Mortgage Insurance Premiums when they refinance !
A Home Loan Modification may be your solution.
We can “point the way” towards a possible solution with a Mortgage Modification.
Many of the homeowners who reach out to us for refinance help are unable to move forward due to a variety of reasons such as credit, decline in home value, and declines in income.
Has Your Value Dropped ? Are you eligible for the HARP program? Eligible borrowers who are current on their mortgages but have been unable to take advantage of today's lower interest rates because their homes have decreased in value, may now have the opportunity to refinance through the Home Affordable Refinance Program. Even if your home is "under water" (mortgage higher than the current value) you may be eligible to lower your current rate.