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There are a number of "details" and you can download a Home Affordable Refinance flyer with answers to the most commons questions by clicking here.

It only takes a few moments to find out if you may be eligible for this incredible program.

No credit check or private information required.
The Home Affordable Refinance Program is fantastic for those that qualify ! Even if your home value has fallen to the point where you currently owe more than the value of the house you can still refinance at todays low rates.
EVEN IF YOU ARE "UNDER WATER"

Home Affordable allows eligible owners whose home values have declined to refinance.
LOWER CREDIT SCORES O.K.

Those that qualify for the Home Affordable program are eligible with a lower minimum credit score.
NO NEW MORTGAGE INSURANCE

If your original mortgage did not require mortgage insurance then your new mortgage will not require it - even if the LTV is up to 125% !
HARP 2 will NOT have a limit on LTV !
"The Helping Families Save Their Homes Act advances the goals of our existing housing plan by providing assistance to responsible homeowners and preventing avoidable foreclosures." This bill is about, "getting folks into sustainable and affordable mortgages, and more importantly, keeping them in their homes. And it expands the reach of our existing housing plan for homeowners."

–– President Barack Obama
http://www.whitehouse.gov/blog/Protecting-Homeowners-Protecting-the-Economy/

The Home Affordable Refinance Program
NOW EXTENDED UNTIL JUNE 30, 2013 !!!!
Helping Those Whose Values Have Declined
Minimal setup for Validator

Contact Information

Check for accuracy!


To Determine HARP Eligibility

Please provide your address as it appears on your mortgage

In order for us to check with Freddie Mac please provide the last 4 digits of your social security number:


Loan Information

This info will help us give you accurate information.

Have a HELOC or 2nd Mortgage?